Helping You Build & Protect Your Dreams.

Life Happens – Understand How to Plan for the Unexpected

Call 253.254.6417

Contact James Fowler, Jr. today for stable retirement solutions and life insurance advice in the South Puget Sound.

8 + 11 =

Earn 6% Returns!

When it comes to retirement,  I’ve heard it all…

  • “I love what I do.  I can’t imagine doing anything else.”
  • I’ll never have enough money to retire, so I’ll work until I die.”
  • “I have no hobbies, so I might as well work.”
  • “I’d be bored outta my skull if I didn’t work.”
  • “I have children to raise and aging parents to worry about. Retirement?”

Do any of these scenarios sound familiar? 

The statements go on and on, all of which recite the same underlying messages that cover important issues.  As you think about your retirement, I want you to consider that you can’t predict the future.

Have you even considered that retirement may not be an option?

I never expected to suffer a STROKE at the age 40. But I did. And I discovered through the process that physical health, mental health, and the type of job a person is working, plus economic considerations all play a significant role in one’s life plan. Unless you consider what life might hold for you, there’s no way to even quantify how much you might need to sustain your financial needs or desires.

Life Happens – Understand How to Plan for the Unexpected

When I was young my parent held to a simple philosophy for managing personal finances: make sure you have a roof over your head, food on the table, and save anything extra.

Today, many people live paycheck to paycheck, limiting their budget planning between the 1st and 15th of each month. In other words, they are taking a regular income for granted.

Meanwhile, it’s easy to get stuck in a cyle of work – home – work, without seeing the bank account grow. I can help you get out of this unsuccessful cycle.

Stability + Flexibility = Sustainability

I help people build and protect their dreams by implementing flexible plans that are designed to do three things: protect what you have, get you more control of your money, and create long-term financial independence.

Earn 6% Returns!

Call 253.254.6417

Contact James Fowler, Jr. today for stable retirement solutions and life insurance advice in the South Puget Sound.

6 + 13 =

When it comes to retirement,  I’ve heard it all…

  • “I love what I do.  I can’t imagine doing anything else.”
  • I’ll never have enough money to retire, so I’ll work until I die.”
  • “I have no hobbies, so I might as well work.”
  • “I’d be bored outta my skull if I didn’t work.”
  • “I have children to raise and aging parents to worry about. Retirement?”

Do any of these scenarios sound familiar? 

The statements go on and on, all of which recite the same underlying messages that cover important issues.  As you think about your retirement, I want you to consider that you can’t predict the future.

Have you even considered that retirement may not be an option?

I never expected to suffer a STROKE at the age 40. But I did. And I discovered through the process that physical health, mental health, and the type of job a person is working, plus economic considerations all play a significant role in one’s life plan. Unless you consider what life might hold for you, there’s no way to even quantify how much you might need to sustain your financial needs or desires.

Life Happens – Understand How to Plan for the Unexpected

When I was young my parent held to a simple philosophy for managing personal finances: make sure you have a roof over your head, food on the table, and save anything extra.

Today, many people live paycheck to paycheck, limiting their budget planning between the 1st and 15th of each month. In other words, they are taking a regular income for granted.

Meanwhile, it’s easy to get stuck in a cyle of work – home – work, without seeing the bank account grow. I can help you get out of this unsuccessful cycle.

Stability + Flexibility = Sustainability

I help people build and protect their dreams by implementing flexible plans that are designed to do three things: protect what you have, get you more control of your money, and create long-term financial independence.

The Smart Money Alternative

 I educate, advise, and empower everyone to be more aware of how the Smart Money Alternative method can make a positive  impact on your long-term financial future.

The Purpose of Life Insurance

Life insurance is a risk management tool no different than liability insurance or hazard insurance. Click here to learn how you can ensure your protection.

Earn a 6% Return

Feed Your Pig by earning higher interest with significantly less risk. This investment opportunity pays much higher returns than traditional accounts.

Frequent Questions About Sound Retirement

 

What is Sound Retirement’s mission?

In 2004, I created Sound Retirement to help people design and implement creative or alternative strategies that allow for a stable and sustainable retirement.

What are the problems I help my clients solve?

Long-term financial independence or freedom can be simple, but it’s not intuitive for most people.  How did we go from charge cards to financing lattes and cheeseburgers?  Simply put, I help people learn how to make decisions that will advance their individual financial goals; such as learning how to budget for financing a car, with the ultimate objective of setting you up for a secure and comfortable retirement.

What are the advantages of working with you?

My recommendations are grounded in the proven idea that Stability + Flexibility = Sustainability. I show my clients how to leverage stable, flexible financial options for a sustainable retirement that are immune to market swings or fluctuations. Additionally, I have the freedom to approach finances from an educational standpoint, teaching my clients the basics of budgeting and planning through creative assignments and activities.

How do I see myself in relation to my clients?

I play three interrelated roles for each of my clients.  First, I am an advisor.  I want people to think in terms of possibilities. What would you do if you were confident in your current and future financial situation?  You deserve to have a stable, protected income.  Second, I work as a teacher, educating my clients on how to modify their current spending patterns for optimal long-term financial health.  Finally, I am a support system available to you for when life happens and you need immediate assistance.

What kind of client is most likely to succeed when working with me?

I help my clients get to the next step with their financial situation; my success as an advisor depends on your willingness and ability to follow through with my suggestions. Accordingly, the clients with the best success rate are those who are proactive, prepared to take initiative, and open-minded.  I offer creative yet practical solutions that are stable , flexible and sustainable, for those who think in possibilities – what would you do if you felt financially secure?

Where am I located?

I am based in the Lakewood, WA area near Tacoma, WA.  I primarily work with clients in Pierce, and South King Counties in WA State.